Canada Real Estate Calculator

Estimate monthly payments, CMHC insurance, land transfer tax, and cash needed for a Canadian home purchase.

Mortgage Specifications

Estimated Payment

$2,789

Includes amortization and CMHC insurance if financed.

Required Cash $68,000 Downpayment + Fees
CMHC Insurance $15,000 Premium Amount
Land Transfer Tax $14,000 Net After Rebate

Monthly Ownership Budget

  • Mortgage Equivalent$2,789
  • Property Tax (Est.)$275
  • Home Insurance (Est.)$100
  • Total Monthly Budget$3,164

Key Mortgage Details

  • Down Payment %10.00%
  • Legal Minimum Down$25,000
  • First-Time Buyer Rebate$8,475
  • Total Closing Cash Needed$69,000